Cover is provided to all individually registered members of British Rowing and all British Rowing affiliated coaches. Coaches are also provided with Professional indemnity insurance in respect of the advice you provide as part of your coaching. Clubs are not covered as part of the British Rowing policy and must arrange insurance separately.
Cover is for UK residents and operates worldwide, with a limit of up to £10million cover for any one claim. It applies for all training and competition, including:
There is no excess (nothing for you to pay towards the claim) but note that the policy does not include cover for any equipment that you own or is in your custody/control.
NB. The policy does not provide cover for liabilities relating to motorised craft (such a coaching launches). These, like motor vehicles, should be insured separately.
A copy of the full policy wording can be found here.