FAQs for Coaches

A comprehensive list of frequently asked questions are listed below.  

If you have a query not covered by the list below please contact Howden by email or call 0121 698 8156. 

As a coach, where does my insurance cover me?

You are covered to coach in any British Rowing affiliated club or any competition or activity approved by British Rowing.

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Do I have insurance cover as a coach if I have not completed a British Rowing coaching course?

Yes, but you must be experienced within the sport, be capable of undertaking appropriate risk assessments and ensure that you are up to date and familiar with British Rowing coaching practices, code of conduct and policies.

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If I have an accident towing the club trailer will my insurance cover any personal injury to a third party in a road accident?

No, liability resulting from a road accident should be covered under you motor insurance, including towing. We would recommend that you check with your motor insurer that the appropriate cover is in place.

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Is damage to my own boat covered?

Not under the liability insurance, as you can't claim for damage to your own property. You should arrange asset cover for your boats and equipment, which can be done via Elite Rowing Insurance. Please click here for further details.  

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Why do I need Professional Indemnity cover?

Professional indemnity provides cover following negligent advice. If you are a coach registered with British Rowing, this cover will protect you in the event that an injury results from a negligent act or ommission in your coaching.

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Why do I need Libel and Slander cover?

There have been cases of members of sports clubs having disputes. Posts on websites and contained in emails could be potentially libellous, for example, and this section of cover may protect you if it is alleged that you have defamed someone else.

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What should I do if an incident occurs whilst I am coaching?

If someone is injured or their property is damaged whilst you are coaching you should report the details to Howden and British Rowing as soon as possible. Click here for details.

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Why do I need a £10m limit of indemnity?

We believe that £10m is the minimum amount of cover to provide you with peace of mind in the event that you were held responsible for causing a catastrophic injury to someone. We have already seen sports related claims that have exceeded £10m.

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